Covertime Enters UK Market to Meet Growing Demand for Flexible, Short-Term Insurance

Covertime has officially launched in the UK, joining the fast-growing temporary insurance market. With around 15% of drivers now opting for short-term cover, the company aims to provide a simpler, more flexible alternative to traditional annual car insurance.

Designed for ease and accessibility, Covertime allows users to obtain instant cover in just a few clicks—ideal for those borrowing a car, purchasing a new one, or needing emergency insurance. The platform offers temporary car, van, and learner driver policies via both web and mobile app.

Built for modern drivers, Covertime prioritises speed, simplicity, and a seamless experience. From fast quotes to instant documentation sent directly to your email or app, it redefines what convenience means in car insurance.

“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.

“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”

The team behind Covertime helped shape the short-term insurance market in 2006. Nearly two decades later, they return with a next-generation platform focused on modern usability, adaptable policies, and customer-centric design.

“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.

“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”

Find out more at Covertime.com.

About Covertime

Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy. 

Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.

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